With our deep insights into China’s rural market and our philosophy of focusing on the needs of rural customers, our development has gone through the following stages:

Exploration stage

1996

·Launched the poverty alleviation microcredit pilot project, jointly initiated by the State Council and the World Bank.

2008-2009

·Established Chongho Bridge Group Limited and transitioned to market-oriented operations in 2008

Building local service network

2010-2011

·Founded the Chongho Charitable Initiative, aiming at achieving mutual beneits among our employees and providing aids for our customers

·First company in the microcredit industry that obtained access to credit reporting system of People’s Bank of China

2013-2014

·Launched the irst app for our employees,which empowers local operation teamswith mobile and digital tools

·Number of local branches exceeded 100

Enhancing digital service capabilities and synergies across diversiied business operations

2015-2017

·Cumulative number of transacting customers exceeded one million

·Established a headquarter in Changsha and expanded our research and development team

2018

·Launched our irst credit services app to provide rural inclusive credit services for our customers

2019

·Launched customized agricultural production services based on comprehensive research

·Launched Little Whale (小鯨向海),our digital insurance distribution services

2020

·Launched Xiangzhu (鄉助) app, an integrated, rural market-oriented service platform

2021

·Launched agricultural service business

·Launched farming technology management services

·Launched consumer retail services

2022

·Entered into the rural clean energy market

2023

·Number of local branches exceeded 500

With our deep insights into China’s rural market and our philosophy of focusing on the needs of rural customers, our development has gone through the following stages:

Origin
1996
Launched the poverty alleviation microcredit pilot project, jointly initiated by the State Council and the World Bank
2008-2009
Established Chongho Bridge Group Limited and transitioned to market-oriented operations in 2008
Building local service network
2010-2011
Founded the Chongho Charitable Initiative, aiming at achieving mutual beneits among our employees and providing aids for our customers
First company in the microcredit industry that obtained access to credit reporting system of People’s Bank of China
2013-2014
Launched the irst app for our employees,which empowers local operation teamswith mobile and digital tools
Number of local branches exceeded 100
Enhancing digital service capabilities and synergies across diversiied business operations
2015-2017
Cumulative number of transacting customers exceeded one million
Established a headquarter in Changsha and expanded our research and development team
2018
Launched our irst credit services app to provide rural inclusive credit services for our customers
2019
Launched customized agricultural production services based on comprehensive research
Launched Little Whale (小鯨向海),our digital insurance distribution services
2020
Launched Xiangzhu ( 鄉助) app, an integrated, rural market-oriented service platform
2021
Launched agricultural service business
Launched farming technology management services
Launched consumer retail services
2022
Entered into the rural clean energy market
2023
Number of local branches exceeded 500